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With 50 years of experience in equipment leasing and financing, we have helped thousands of American businesses obtain the capital they need to grow their business.


Call us today at (800) 898-8860

Our Mission

Our goal is to structure financial solutions that allow you to compete in today's global economy.  It has become our trademark to develop cost-effective lease and/or finance programs while maintaining customer service as our cornerstone. Contact one of our financial professionals today and allow us the opportunity to help your business excel.

Citizens Capital is a nationwide Lessor specializing in equipment financing, equipment leasing and working capital loans.  We offer highly competitive rates, quick turnaround time and unmatched customer service.

What Sets Us Apart

  • Low Rate Equipment Financing Programs

  • Equipment Loans and Leases to $25,000,000

  • Up to 7 Year Terms or Longer

  • We Fund New & Used Equipment plus Soft Costs

  • Credit and Revenue Based Financing Options

  • Variety of Flexible Repayment Options

  • Exceptional, Personalized Customer Service

Equipment Financing Advantages

  • Purchase Your New or Used Equipment Anywhere in the United States

  • Save Money Versus Renting

  • Increase Tax Deductions Using Section 179*

  • Conserve Your Cash on Hand

  • Upgrade Outdated Equipment More Frequently

  • Improve Your Balance Sheet & Hedge Against Inflation

Why choose Citizens Capital as your equipment leasing provider? 

The financial provider you choose is dependent upon your needs and your situation and may affect future business decisions. Citizens Capital is unique because we have the flexibility to provide our customers with several competitive options at any stage of their development or business cycle.  We even provide equipment leasing and financing for start-up businesses. Citizens Capital offers equipment leases and loans nationwide to help both new and established companies acquire the cutting-edge equipment necessary to prosper and grow in today’s competitive market. 


Leasing your equipment is a smart and even essential resource to prevent your business from facing difficult “cash crunches” from large equipment acquisitions. Using Citizens Capital as your equipment leasing provider means your business can avoid cash flow shortages, yet still obtain the latest income-producing equipment. It is also important for you to assess your lending partners just as thoroughly as they are evaluating you.  ​

Latest News

Citizens Capital now offers application only programs on heavy equipment and manufacturing equipment for up to $500,000 for qualified borrowers. This means we can approve up to $500,000 WITHOUT tax returns!

Our credit windows are opening up to most borrowers. Rates vary depending on credit but options available for most credit conditions.

Citizens Capital has an experienced and knowledgeable staff that specializes in all areas of equipment leasing and working capital loans. We are confident that our company can provide your business with the very best equipment leasing or working capital options available in today's marketplace.

50         $1.5         102         14277                     

Years of Experience
Billion Funded
Equipment Types Financed
Problems Solved

* Information should not be construed as tax advice. Please contact your accountant for specific Section 179 tax benefits. All credit decisions subject Citizens Capital approval.

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